The PayFi buzz is real. Searches for “payment finance” have exploded this year as builders race to merge lightning-fast payments with DeFi liquidity. Into that momentum steps Huma Protocol, unveiling its native $HUMA token and staking a claim as the network for PayFi innovation.
Why PayFi Matters (and Why Now)
Faster, cheaper settlements. PayFi leverages stablecoins and on-chain liquidity to cut settlement times from days to seconds.
Time-value unlock. Merchants can finance invoices instantly, while users earn on idle balances—no middlemen.
Mass-market fit. Payment finance is a relatable on-ramp for the next billion crypto users.
PayFi does for payments what DeFi did for trading—only the addressable market is orders of magnitude larger.
Inside the $HUMA Tokenomics
Total Supply: 10 billion (hard-capped)
Initial Circulating Supply: 17.33 % at TGE (Token Generation Event) Huma Finance
Allocation Breakdown
31 % — Liquidity Provider & Ecosystem Incentives
20.6 % — Investors (Seed & Series A, 12-month cliff, 3-year vest)
19.3 % — Team & Advisors (same vesting as investors)
11.1 % — Protocol Treasury
7 % — CEX Listings & Marketing
5 % — Season 1 Airdrop for early users & partners
4 % — Market-making & on-chain liquidity
2 % — Pre-sale backers Huma Finance
Vesting Philosophy
A deflationary quarterly release rewards long-term participants and slows emissions over time, while governance retains the flexibility to tweak the release schedule as market conditions evolve.
The $HUMA launch is more than another token event—it’s the ignition point for a payment-finance ecosystem poised to bring DeFi’s benefits to everyday transactions. With a robust, community-aligned tokenomics model and a clear roadmap, Huma Protocol is positioning itself as the backbone of Web3 payments. Don’t just watch the PayFi revolution—stake a claim in it.
Steps for Staking to start earning on Binance Launchpool
Binance Launchpool is a platform where crypto holders can earn new tokens by staking their existing assets, such as BNB and other supported tokens. This process is entirely free, and users receive new project tokens in return for staking their assets.
Access Launchpool: Log in to your Binance account and go to the Launchpool section.
Stake BNB and FDUSD: Select BNB (Binance Coin) and FDUSD (a stablecoin on Binance) for staking in the Launchpool. Staking these assets allows you to participate in liquidity mining and farming.
Participate in Farming: After staking your BNB and FDUSD, you will automatically begin earning rewards in the form of newly minted tokens, often from upcoming projects not yet listed on Binance.
Claim Rewards: Regularly claim your rewards from the Launchpool. These can include the newly minted tokens or additional BNB and FDUSD.
Convert Rewards: Once you’ve claimed your rewards, you can convert them to fiat currency or other cryptocurrencies available on Binance.
Here the Launchpool Tutorial
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