What are LDUSDT tokens?
LDUSDT is not a stablecoin, but a new margin trading asset designed for users participating in flexible Simple Earn products with USDT tokens.
This asset gives USDT tokens additional utility by giving you the option to convert them into a margin trading asset for futures — without losing the ability to continuously earn rewards. When you exchange flexible USDT assets in Simple Earn for LDUSDT tokens, LDUSDT will appear in your futures account, where it can be used as a margin trading asset in multi-asset mode.
That's not all, do you want to know the big surprise? LDUSDT tokens continue to earn an annual percentage rate in real-time — even while being used as collateral for margin trading. Would you like to choose between passive income and active trading? Now you can have both! With a simple exchange, you can benefit from the USDT tokens you have subscribed to in a new way — continue earning while you start trading at the same time.
One asset. Two opportunities. No compromises.
Benefits of LDUSDT for trading and earning an annual percentage rate
LDUSDT tokens offer new opportunities for users who want to maximize the benefits of USDT tokens. Whether you are an Earn user wanting to trade or a futures trader looking for passive income, LDUSDT tokens provide the best opportunities on both sides.
Dual benefit: LDUSDT is an asset that carries rewards and a margin trading asset for futures at the same time. You can earn an annual percentage rate in real-time and trade using the same USDT tokens — no need to split your capital or temporarily stop your profits.
Better use of your assets on the Earn platform: If you are already subscribed to USDT tokens in flexible Simple Earn products, LDUSDT tokens will help you unlock their potential. Instead of leaving this money idle, it can now be used in the market, increasing the overall efficiency of your capital.
Increasing value: The value of LDUSDT continues to increase over time through an annual percentage rate. Even if you are not actively trading, the value of LDUSDT keeps increasing.
Flexible control: You are always in control. You can exchange LDUSDT for flexible USDT assets in Simple Earn back at any time, giving you the freedom to switch between earning and trading or both — whenever it suits you.
How to convert USDT to LDUSDT on Binance: A dual benefit in one exchange
Using LDUSDT is easy and straightforward. The entire process takes just a few steps. Whether you are a long-time user of Earn or a new user of futures, here’s how to leverage the potential of the USDT tokens you own:
Subscribe to flexible Simple Earn products with USDT tokens: Go to the Simple Earn section on the Binance website or app and subscribe with USDT tokens to start earning a real-time annual percentage rate.
Exchanging for LDUSDT: Go to the LDUSDT page and click on [Exchange] to convert the USDT tokens you subscribed to into LDUSDT. This step makes your assets tradable while keeping the annual percentage rate rewards active.
Accessing LDUSDT tokens in the futures wallet: Once the exchange process is completed, LDUSDT tokens are automatically transferred to your USDⓈ-M futures wallet.
Enable multi-asset mode: In futures trading settings, switch to multi-asset mode to use LDUSDT as collateral for eligible USDⓈ-M futures contracts.
Trading and earning: Start trading using LDUSDT tokens — or simply keep them in your wallet. In either case, the value of your balance will continue to increase thanks to the real-time annual percentage rate you will receive in Simple Earn.
Note: Would you like to switch back? You can exchange LDUSDT back for your USDT tokens in Simple Earn at any time. This is without locking your assets, without pressure — and with complete control over how you use your capital. LDUSDT tokens are also available for margin trading accounts.
What is the difference between LDUSDT and BFUSD?
If you have previously used BFUSD — another margin trading asset that carries rewards from Binance — you will notice some familiar features in LDUSDT. However, while both tokens share the same goal of helping users earn while trading, they are designed for two different categories of users.
The LDUSDT token is designed for users who have subscribed to flexible Simple Earn products with USDT tokens. It allows you to convert the USDT tokens you subscribed to into a margin trading asset for futures while continuing to earn a real-time annual percentage rate from Simple Earn.
In contrast, BFUSD tokens are not linked to the Simple Earn service. Instead, they generate returns through specific strategies, such as funding fee income and staking rewards. These tokens are very suitable for futures traders who want to earn passive income while keeping their trading capital active.
In summary: LDUSDT tokens are more suitable for Earn users who are expanding into trading, while BFUSD tokens are designed for futures traders seeking to enhance their capital efficiency through passive returns.
Closing thoughts
With LDUSDT, you won’t have to choose between earning and trading with your USDT tokens — you can do both at the same time. Whether you are trying to take advantage of idle funds in Simple Earn or looking to earn more with your capital used for trading, LDUSDT tokens give you the freedom to grow your assets in the way that suits you.
This is part of a larger transformation aimed at making digital currencies more flexible, more useful, and easier to use. By bridging the gap between passive income and active trading, LDUSDT tokens are one of the many ways Binance helps you stay ahead.
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