In the world of cryptocurrencies, where chaos and loud promises reign, it is essential to have a clear strategy. And mine is a portfolio focused on XRP, which today constitutes the main part of my investments. This is not just an emotional decision. It is backed by logic, facts, and prospects that the market still underestimates. In this article, I will explain why I bet on XRP and provide examples of how it works in practice.
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🔍 Why is XRP the foundation of my crypto portfolio?
1. Global Payments Without Borders
XRP is designed for instant and cheap cross-border transactions. This is not a speculative coin — it is a tool for financial infrastructure. Ripple collaborates with banks and fintech companies worldwide, and XRP is already being used for real money transfers.
Example:
Tranglo (an Asian payment giant) has integrated RippleNet using XRP for instant transfers between Southeast Asian countries. Transaction time — less than 5 seconds, fee — pennies
2. Legal Clarity — finally
After years of legal battles, Ripple won: the court ruled that XRP is not a security on the secondary market. This gave the green light to institutional investors — and we are already seeing a revival in trading volumes and interest in the asset.
Example:
Immediately after the news of Ripple's victory in court, XRP rose by 70% within a few hours, and Coinbase, Kraken, and other exchanges re-listed it. This was a boost for the market.
3. CBDC and XRP Ledger: the digital revolution
XRP Ledger is not just a blockchain. It is an ecosystem that supports the creation of new tokens, including national currencies. Countries, including Ukraine, have already tested the e-hryvnia based on XRPL.
Example:
In 2023, the NBU, together with tech partners, tested the electronic hryvnia, one of the platforms being the XRP Ledger. This indicates trust from regulators and the potential of XRPL as a foundation for digital currencies.
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🧠 How did I structure my portfolio?
My portfolio consists of 60-70% XRP. The rest are more risky assets for diversification:
• HBAR — the Hedera ecosystem for corporate solutions.
• ENA — a new token that can give x10 on hype.
• USDT — for profit-taking and liquidity.
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📊 Results and Conclusions
By primarily investing in XRP, I have achieved lower volatility, stability, and the opportunity to observe how the fundamental asset gradually takes a key role in the global financial system. This is not a 'pump and dump', this is the infrastructure of the future.
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Conclusion: XRP is not just an asset, it is a strategy
While many chase quick profits, I bet on long-term potential. XRP is an asset that has not only withstood market shocks but continues to evolve. That is why it is the core of my portfolio. And I am confident that this decision will prove itself time and again.
#XRPL #Ripple #ENA #Hbar #BinanceHODLerNXPC