Why 1,000 $XRP Might Soon Be Out of Reach for Retail Investors
New data from the XRP Rich List reveals a striking concentration of small XRP holders. Out of approx. 6.48M active wallets, over 5M hold less than 500 XRP, with:
2.73M wallets (42.2%) holding 0–20 XRP
2.51M wallets (38.85%) holding 20–500 XRP
This means 81%+ of wallets are retail-driven and holding small amounts—signaling both accessibility and fragmentation.
The 1,000 XRP Benchmark
As $XRP’s price climbs, analysts warn that owning 1,000 XRP may soon be a psychological—and financial—milestone that many can’t afford. Some compare it to Bitcoin’s early accumulation days.
Community voices are now treating 1,000 XRP as a long-term wealth marker. One popular forecast:
“1,000 XRP could be enough for a free life by 2029.”
Price Forecasts: Hope vs. Hype
Javon Marks: $123 XRP (50x) soon
Telegaon: $100 by 2040
CryptoGuard: $1,000 by 2035
Rajat Soni (CFA): Calls $100+ targets “mental gymnastics”
While optimism runs high, actual returns depend on adoption, regulation, and utility.
TL;DR:
1,000 XRP might soon be the new "1 BTC dream"
Retail still dominates XRP holdings
Future wealth or FOMO? You decide.
DISCLAIMER: Not financial advice. DYOR before investing.
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