Why 1,000 XRP Might Soon Be Out of Reach – My Take

I was looking into the latest XRP data and came across some interesting stats from the XRP Rich List. Right now, there are about 6.478 million active XRP wallets, and guess what? Over 5 million of them hold less than 500 XRP. That says a lot about how the XRP community is largely made up of small retail investors like you and me.

Wallet Breakdown – A Look at Who’s Holding What

2.73 million wallets hold between 0–20 XRP (around 42% of all wallets).

Another 2.51 million wallets have 20–500 XRP (almost 39%).

So altogether, more than 81% of wallets are holding under 500 XRP.

This shows that $XRP is still very accessible, but at the same time, most people are not going in big. It’s a clear sign that many are still testing the waters or just investing what they can afford.

Why 1,000 $XRP Is Becoming a Benchmark

As XRP’s price slowly increases, some analysts (like Farina) believe that owning 1,000 XRP could soon be out of reach for average investors—a bit like how it became hard to accumulate 1 $BTC

a few years ago. Some people are even saying that 1,000 XRP could be enough to live freely by 2029, depending on how the market plays out.

Future Price Predictions – Realistic or Just Hype?

There are a lot of different predictions out there:

Javon Marks thinks XRP could go up 50x to $123 possibly within a year.

Telegaon is more cautious, saying $100 XRP might happen by 2040.

Matthew Brienen predicts an eye-popping $1,000 XRP by 2035.

But not everyone agrees—Rajat Soni flat out calls these kinds of targets "mental gymnastics."

So yeah, there’s no clear consensus, and the truth is, a lot depends on regulations, utility, and global adoption of Ripple’s tech.

Disclaimer: This article is for informational purposes only and does not constitute financial advice. All views expressed are those of the respective analysts and sources. Investors should conduct their own research before making financial decisions. The Crypto Basic is not liable for any investment outcomes.