Over 5 Million #XRP Wallets Hold Less Than 1,000 XRP — What This Means for You
New data from the #XRP Rich List shows how XRP is spread among different wallets. It matches what market experts like Farina have been saying. Right now, there are around 6.478 million active XRP wallets, and out of those, over 5 million wallets hold 500 XRP or less.
Wallet Breakdown: Most #XRP Holders Are Small Investors
Here’s the breakdown:
2.734 million wallets hold between 0 to 20 XRP (about 42.2% of all wallets).
2.517 million wallets hold between 20 to 500 XRP (around 38.85%).
Together, over 81% of XRP holders have less than 500 XRP. This shows that most XRP is owned by small retail investors (regular people, not big institutions).
This also means:
XRP is still easy to buy for small investors.
But each person holds such a small amount that it doesn’t affect the price much.
The low price makes XRP accessible — but that might not last for long.
1,000 XRP: A New Target That's Getting Harder to Reach
As XRP’s price slowly goes up, experts like Farina say that owning 1,000 XRP may soon become too expensive for average people. This is similar to how Bitcoin started out cheap, but later, even small amounts became valuable.
Some XRP fans now believe owning 1,000 XRP could lead to financial freedom in the future. One analyst even said 1,000 XRP might be “enough for a free life” by 2029 — if prices rise a lot.
Price Predictions: Bold Dreams vs. Harsh Reality
Many people hope XRP will hit huge numbers. For example:
Javon Marks predicts XRP could grow 50x to $123 — maybe even this year.
Telegaon analysts believe XRP might reach $100 by 2040.
Matthew Brienen from CryptoGuard thinks #XRP might hit $1,000 by 2035.
But not everyone agrees. Analyst Rajat Soni calls these predictions too optimistic, and says $100 per #XRP is more like “mental gymnastics.”
So, the future price of XRP is still very uncertain. Big gains would need:
More real-world use
Global acceptance
Regulatory approval
Final Thoughts: What Should You Take Away?
The fact that so many wallets have less than 1,000 #XRP shows that:
Many people are interested in XRP.
But most are investing cautiously — not going “all in.”
Owning 1,000 #XRP might sound like a smart goal, but whether it pays off depends on future market trends, regulations, and how much XRP gets used in the real world.
Disclaimer: This is not financial advice. Do your own research before investing. The views in this article are from different analysts, and results can vary.
