Brad Garlinghouse breaks it down on CNN:

•Banks no longer need to pre fund accounts overseas

•XRP gives them real time liquidity

•Transactions settle in 3 seconds, not 10+ minutes like Bitcoin

•The customer never even sees XRP they just get a better product

#xrp 🚀🚀🚀$XRP #BinanceAlpha$1.7MReward #CryptoRegulation