Streaming payments with cryptocurrencies: the future of real-time money has already begun ⏱️🪙

Can you imagine receiving your salary second by second while you work?

Or paying for a subscription only for the minutes you use it?

This is possible today with streaming payments, one of the most silent yet powerful revolutions of Web3.

What are streaming payments?

They are programmed and continuous crypto transactions, where money flows constantly, in real-time, using smart contracts.

Instead of paying once, a dynamic flow is created:

every second counts, literally.

Where are they used?

• 👨‍💻 Hourly or freelance salaries (e.g. every second of work)

• 🎵 Content subscriptions (you pay while you listen/view)

• ☁️ Resource rentals (servers, APIs, AI)

• 🏛️ Automated rewards in DAOs

Networks and tokens that enable it:

• $ETH (on L2 like Arbitrum, Optimism)

• $USDC / $DAI / $USDT on Ethereum, Polygon, Gnosis

• $MATIC on Polygon

• $XRP (yes, it can also be used via payment channels on XRPL and solutions like XRP PayStream)

And XRP? Can it be part of this?

Yes! Although it does not use smart contracts in the same sense as Ethereum, the XRPL (XRP Ledger) protocol has features such as:

• Payment Channels (unidirectional payment channels)

• Speed and very low transaction cost

• Support in micropayment and streaming solutions (like Coil and RippleNet)

This makes $XRP ideal for real-time payments, with network efficiency and almost zero costs, which is key for micropayment or streaming models.

Featured platforms:

• Sablier – [ETH, Arbitrum, Optimism]

• Superfluid – [Polygon, Gnosis]

• XRP PayStream (experimental)

• LlamaPay – Ideal for DAOs

Streaming payments are not the future... they are the present.

And with assets like $XRP, $ETH, and $USDC, we are getting closer to a system where money flows as fast as the value you deliver.

$XRP $ETH $USDC $DAI $MATIC #BinanceSquare #StreamingPayments #Web3 #CryptoUtility #XRPL