Stablecoins, such as #稳定币日常支付 , are digital assets pegged to fiat currencies and are gradually entering everyday payment scenarios. Whether it's USDT, USDC, or emerging regional stablecoins, their characteristics of price stability, fast transactions, and low fees make them widely used for online shopping, cross-border remittances, and even in small retail payments in certain regions.

By 2025, more and more payment platforms and merchants are beginning to accept stablecoin payments, with PayPal, Visa, and some Southeast Asian e-commerce platforms already integrating USDC settlements. For users, stablecoins allow them to enjoy the convenience of cryptocurrencies while avoiding the risks of severe price fluctuations. For merchants, it enhances settlement efficiency and reduces exchange rate losses.

The popularity of stablecoin payments marks a shift in cryptocurrencies from being merely investment targets to a viable alternative in real-world finance.