#稳定币日常支付 Stablecoins, as a type of cryptocurrency pegged to fiat currencies or other assets, are gradually becoming a new trend in the field of everyday payments. Compared to traditional cryptocurrencies like Bitcoin, stablecoins have lower volatility and can better meet the demands for stability and reliability in payment scenarios. For instance, some stablecoins are already usable in cross-border remittances, online shopping, and digital service payments, significantly reducing transaction costs and time. However, the widespread use of stablecoins also faces regulatory challenges, such as anti-money laundering, counter-terrorism financing, and consumer protection issues. Governments and regulatory agencies worldwide are actively formulating relevant regulations to ensure the development of stablecoins within a safe and compliant framework. The future of stablecoins depends not only on the maturity of technology but also on the improvement of regulatory policies.