In-depth analysis of the stablecoin bill and the brilliant prospects of WLFI

1. Stablecoin Bill: A milestone breakthrough in US financial regulation

What is the stablecoin bill?

(2025 US Stablecoin National Innovation Guidance and Establishment Act) (GENIUS Act) is a revolutionary legislation tailored by the US Senate for the stablecoin market, aiming to end the 'legal gray area' in the digital financial sector, establishing a federal regulatory framework for stablecoins, and promoting the global hegemony of the dollar in the digital economy era. The core of the bill includes:

1️⃣ Strict definitions and regulations:

Clearly defining stablecoins as payment tools linked to fiat currencies like the US dollar, requiring issuers to hold 1:1 high liquidity assets (such as short-term government bonds) as reserves, and prohibiting interest payments to users to ensure market transparency.

2️⃣ Layered regulatory system:

Allowing state and federal decentralized regulation, issuers with a market cap exceeding $10 billion must accept federal oversight, while small-scale issuers can register in states that meet federal standards, encouraging innovation while preventing systemic risks.

3️⃣ National security and anti-money laundering:

Enhancing the crackdown on terrorist financing and illegal transactions, requiring issuers to have the technical capability to freeze or destroy tokens, and imposing fines of up to $1 million per day on violators.

4️⃣ Consolidation of global dollar hegemony:

After the bill passes, the US dollar stablecoin will become the 'global digital dollar', accelerating cross-border payment efficiency and weakening the competitiveness of currencies like the yuan and euro, directly serving US geopolitical strategy.

Core content of Bloomberg's report

According to Bloomberg's report from May 2025, bipartisan senators are accelerating the push for the 'rebirth' of the bill, which had previously stalled due to Democratic demands to include a clause banning the Trump family from profiting from crypto investments. However, Republican leader Bill Hagerty and Democratic senator Angela Alsobrooks have reached a key compromise, adding stricter anti-money laundering and foreign issuer regulation clauses to the bill, clearing procedural hurdles, and expecting passage in the Senate before May 26. This progress marks a historic cooperation between the two parties in the US on digital financial regulation, injecting a shot of confidence into the crypto industry.

2. Reasons for the bill's blockage and breakthrough: A rational victory amid political maneuvering

Why was it blocked previously?

1️⃣ Controversy over Trump's conflict of interest:

Democratic lawmakers like Elizabeth Warren have accused Trump of using his family business World Liberty Financial (WLFI) to issue the stablecoin USD1 and holding 60% of the shares, alleging that he is using presidential power for personal gain, and demanding the inclusion of a clause banning officials from engaging in crypto investments, which was firmly opposed by Republicans.

2️⃣ Controversy over text transparency:

Democratic leader Chuck Schumer criticized the bill for lacking a public compromise text; some lawmakers are concerned about insufficient regulation of foreign issuers (like Tether), potentially opening the door to money laundering.

3️⃣ Intensifying party divisions:

Nine Democratic senators co-signed in opposition, calling for strengthened national security and financial stability provisions, resulting in a procedural vote failing to reach the 60-vote threshold.

Why breakthrough at this time?

1️⃣ Bipartisan compromise reached:

The updated bill draft as of May 1 includes core Democratic demands, such as requiring foreign issuers to comply with US standards, strengthening anti-money laundering certifications, and granting the Treasury greater enforcement power, successfully garnering support from key Democrats.

2️⃣ Increased industry lobbying:

Cryptocurrency giants like Coinbase have invested tens of millions of dollars in lobbying to promote bipartisan consensus, emphasizing the strategic significance of the bill for 'dollar hegemony' and 'American innovation leadership'.

3️⃣ Trump's political capital:

Trump leveraged his identity as the 'crypto president' to vigorously promote the bill as his 'financial legacy', while Democrats chose to compromise to avoid losing in the midterm elections.

3. Global impact of the stablecoin bill and WLFI's golden opportunity

Disruptive impact on the cryptocurrency market

1️⃣ Wave of compliance:

Traditional financial institutions (like JPMorgan and Fidelity) will accelerate their entry, issuing compliant stablecoins and driving a surge in market liquidity, with trillions of dollars flowing into the DeFi and RWA (real assets on-chain) sectors.

2️⃣ Balancing market centralization and innovation:

Small algorithmic stablecoin issuers will be eliminated, but leading projects (like USDC and WLFI's USD1) will gain monopoly advantages due to compliance and transparency, while technology-driven compliance solutions (like zero-knowledge proofs) will rise.

3️⃣ Digitalization of dollar hegemony:

90% of global stablecoins are denominated in US dollars. After the bill passes, it will dominate cross-border payments as the 'digital dollar', consolidating US financial hegemony and hedging against de-dollarization trends.

WLFI: The biggest winner of the bill, with token value poised to soar

1️⃣ Perfect fit for the compliance ecosystem:

WLFI's USD1 stablecoin is hosted by BitGo, fully pegged to US Treasury bonds and cash, completely meeting the bill's reserve requirements, becoming one of the first 'compliance-certified' stablecoins, attracting a flood of institutional funds.

2️⃣ Trump's halo effect:

As the only endorsed project by the Trump family, WLFI inherently possesses political resources and market trust. After the bill passes, its 'decentralized finance platform' will become the core entry point for traditional capital into Web3.

3️⃣ Leading position in RWA:

WLFI plans to put trillion-dollar assets like real estate and bonds on-chain. The compliance framework of the bill clears legal obstacles for this, and the WLFI token will become the core payment and governance tool in the RWA ecosystem, with explosive demand growth.

4️⃣ Logic of token value explosion:

Scarcity: The total supply of WLFI tokens is fixed, and as platform trading volume surges, the deflationary model drives prices to skyrocket.

Yield Capture: Platform fees, staking rewards, and other profits are directly returned to holders. After the bill passes, the user base will grow exponentially, and the value of the tokens will rise accordingly.

Market expectations: Institutional investors are positioning themselves early, and WLFI is expected to achieve miraculous returns after going public.

4. WLFI Listing Countdown: The bill's passage will ignite the launch button

The strong correlation between the bill and the listing date

1️⃣ Regulatory green light:

After the bill passes, WLFI can immediately submit registration to the OCC, relying on the Trump administration's 'crypto-first' policy, shortening the approval process to a few weeks, unlocking early to ensure a June listing.

2️⃣ Peak market enthusiasm:

The passage of the bill will trigger FOMO (fear of missing out) in the crypto market. As the 'compliance benchmark leader' project, WLFI is perfectly positioned for its listing, attracting global capital.

3️⃣ Technology readiness:

WLFI has deployed on Ethereum and BNB chains, and the smart contract has passed auditing. Trading can start as soon as the bill is enacted, with a seamless listing process.

Outlook

The GENIUS bill is not only a milestone for US financial regulation but also a foundational gift for global digital dollar hegemony. WLFI, as the flagship project of this era, is destined to become a trillion-dollar giant due to its compliance advantages, Trump's endorsement, and the RWA ecosystem. In June 2025, when the WLFI token code flashes across major exchanges, we will witness history—this is a golden opportunity for ordinary people to participate in the expansion of dollar hegemony and a glorious moment for the crypto revolution to conquer traditional finance! WLFI sets sail for a trillion-dollar journey, and we will rewrite crypto history together!

When will your $wlfi go live, and can you predict the price?