I’ve been holding XRP for a while — and yes, I believe it could hit $100 by 2026. It’s a bold target, but not without reason.
Here’s why I’m still bullish on XRP:
🔹 1. Real Utility & Global Financial Partnerships
XRP isn’t just another altcoin — it’s part of Ripple’s mission to transform cross-border payments.
Ripple has partnered with over 300 financial institutions globally, including:
• Santander Bank (Spain)
• SBI Remit (Japan)
• Tranglo (Southeast Asia)
• Bank of America (U.S., in pilot testing)
• Lulu Exchange (UAE)
• Novatti Group (Australia)
• ...and many more.
Ripple’s On-Demand Liquidity (ODL) uses XRP to settle cross-border payments in seconds — replacing the slow SWIFT system.
That’s real-world adoption, happening now.
🔹 2. Legal Clarity After SEC Case
In 2023, Ripple won major victories against the SEC.
The U.S. court ruled that XRP is not a security when traded on exchanges, giving Ripple much-needed clarity in one of the biggest markets.
This win:
• Rebuilt confidence in XRP
• Opened doors for U.S. institutions to consider XRP
• Got XRP relisted on major exchanges (like Coinbase)
🔹 3. Supply, Market Cap, and the $100 Target
• Total Supply: 100B XRP
• Circulating: ~55B
• At $100/XRP → Market Cap = $5.5 Trillion
That’s massive, yes — but not impossible if XRP becomes the global liquidity bridge for cross-border payments.
The global remittance & payments market is worth over $150 trillion annually.
Capturing even a small percentage of that through ODL can drive real demand for XRP.
🔹 4. My Personal View as a Holder
I invested in XRP not just for speculation, but because:
• It has real technology solving real problems.
• It’s backed by strong global partnerships.
• It survived lawsuits, FUD, and a bear market — yet still stands strong.
My Price Outlook:
• Short term: $5–$10 is realistic in the next bull run.
• Long term: $50–$100 is possible by 2026 if global adoption accelerates and utility grows.
Are you holding XRP too?
Let’s talk in the comments. Follow me for more long-term altcoin insights.
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