#AltcoinSeasonLoading XRP and Ethereum (ETH) are two major players in the crypto space, but they serve different purposes. XRP, developed by Ripple Labs, focuses on fast, low-cost cross-border payments and is widely used by financial institutions. In contrast, Ethereum is a decentralized platform enabling smart contracts and decentralized applications (dApps), driving innovation in DeFi and NFTs. While XRP is known for its speed and utility in banking, ETH leads in development activity and ecosystem growth. XRP offers regulatory clarity after its partial court win, while ETH benefits from its transition to proof-of-stake. Both have unique strengths and dedicated communities.