$XRP is a fast, low-fee cryptocurrency by Ripple, designed for global payments. It aims to replace SWIFT, gaining traction with banks. Legal battles have affected its price, but it's seen as a strong utility token with long-term potential.

Price Prediction (2025):

If regulatory clarity improves and adoption grows, XRP could reach $1.50–$3.00 by late 2025. In a strong bull market or full altcoin season, it might test $5, though this depends on broader market sentiment and Ripple’s progres.