$XRP
XRP is a digital asset designed for payments, and it is the native currency of the XRP Ledger, which is an open-source blockchain technology that does not require permission and can settle transactions within 3-5 seconds. XRP can be sent directly without the need for a central intermediary, making it a convenient tool for quickly and efficiently bridging two different currencies.
XRP features extremely low transaction fees and speed of execution, making it attractive for cross-border payments. It also has high scalability, as the XRP Ledger can process up to 1500 transactions per second.
Although it still faces some regulatory challenges in certain areas, XRP has gained adoption from many financial institutions around the world for use in international money transfers.