DCA – The secret to 'slow and steady' for retail investors

Not much capital? No time to monitor charts every day? Then DCA (Dollar-Cost Averaging) – the strategy of averaging costs over time – is the 'secret weapon' that helps you invest safely, effectively, and sustainably.

What is DCA?

It is a strategy of breaking down the investment amount into multiple parts and buying a certain coin periodically, regardless of whether the market is up or down. No need to catch the bottom, no need to time the peak.

Why should you DCA?

• Avoid the risk of 'all-in' at the wrong time

• Optimize average prices when the market fluctuates

• Reduce psychological pressure, no FOMO or panic

• Suitable for those with steady income and long-term vision

Easy-to-understand example:

Instead of buying 2 million VND of BTC at once, you split it up and buy 500K/week. When the BTC price is high, you buy less – when the price is low, you buy more. Over time, you have a good average purchase price without having to 'gamble' with the market.

Where to apply DCA?

• BTC: the safest and oldest coin

• ETH: the foundation for thousands of decentralized applications

• Top coins with long-term value and good liquidity

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Conclusion: DCA won't make you rich quickly, but it can help you become sustainably wealthy if you're persistent and choose the right assets.

Which coin are you DCAing? Comment and share with me!

This is how I currently do it and am doing everything for others to refer to.