#Stripe稳定币账户 On May 7, fintech giant Stripe unveiled a series of new product launches at its annual Stripe Sessions user event. Highlights included: a new AI foundational model for the payments space; accounts powered by stablecoins; a brand new Orchestration solution; and a recent migration partnership with chip giant Nvidia.
Stripe's payment foundational model has been trained on data from tens of billions of transactions, Stripe's Chief Information Officer Emily Glassberg Sands explained, thus it "captures hundreds of subtle signals in each payment" that other models tend to overlook.
One application scenario is improving fraud detection. Stripe's previous model reduced credit card testing attacks by 80% over two years by gradually lessening such attacks. Credit card testing attacks are a form of fraud where attackers try to determine if stolen credit card information is valid to use for purchases.
The company claims that its new foundational model nearly doubled the detection rate of such attacks on large enterprises overnight.
She added: "In the past, we couldn't fully leverage vast amounts of data. Now, we can."
Of course, Stripe is not the only fintech company leveraging AI to build fraud detection models. For instance, Sardine describes itself as an AI risk platform focused on fraud, compliance, and credit underwriting, which completed a $70 million Series C funding round led by Activant Capital in February this year.
In an interview with TechCrunch, Stripe's President of Product and Business Will Gaybrick stated that Stripe's general model employs self-supervised learning, allowing it to discover features independently.
He said: "We repeatedly find in machine learning that general models perform better. The main reason is agility. It performs better and adapts better to changes in fraud patterns."
Additionally, Stripe announced plans to introduce multi-currency cards supported by stablecoins for businesses in various countries through partnerships with startups like Ramp, Squads, and Airtm. With these cards, businesses will be able to "operate in the same currency system for the first time," according to the companies.
This initiative comes just three months after Stripe completed its acquisition of the stablecoin platform Bridge.
With the Orchestration solution, Stripe claims it can better assist businesses in setting up, managing, and optimizing performance across multiple payment providers through a dashboard, regardless of whether they use Stripe as their payment processor.
During the event, Stripe also mentioned several AI companies using its settlement products, including Windsurf, OpenAI, Anthropic, Cursor, Perplexity, and Eleven Labs.
Recently, according to Stripe's Revenue Automation Director Vivek Sharma, Nvidia successfully migrated its "entire subscription user base" to Stripe Billing within six weeks - a process that typically takes months, setting the record for the "fastest Stripe Billing migration." (Nvidia was already a customer of Stripe Payments.)
Other announcements from Stripe include:
Supports 25 new payment methods, including UPI and PIX, bringing the total payment methods to over 125.
Klarna will be integrated into Stripe's consumer payment product Link this summer.
Stripe Terminal now supports third-party hardware, with Verifone as the launch partner.
Managed Payments - a brand new merchant record service that provides everything businesses need to enter new markets, including handling global taxation, fraud prevention, dispute management, fulfillment, and more.
Smart Disputes uses AI to automate dispute management.
Stripe Tax service now covers 102 countries, a significant increase from the 57 last year, and has automated the entire tax lifecycle from monitoring, registration to tax collection and reporting.
Global Payouts allows businesses to make payments to customers, freelancers, and other third parties using just an email address.