⚡🌎In May 2025, USDC Has Established Itself as the Leading Stablecoin.🗽✈️
👉 Following the implementation of the MiCA regulations in 2024, which required 1:1 reserves and led to the exit of weak competitors. With a 58% market share and a daily settlement volume exceeding Visa and SWIFT combined ($200B+), USDC is preferred by institutions for its transparency, although PayPal's PYUSD is gaining ground in e-commerce.
👉 Key developments include the integration of FedNow for instant conversion of USDC to digital dollars, the ability to earn a 4.2% APY on USDC through on-chain T-bills, and the dominance of stablecoins in DeFi, representing 73% of the TVL.
👉 Despite regulatory challenges in emerging markets, USDC is expected to become the default global settlement layer as the tokenization of real-world assets progresses.
