Payment giant Stripe recently announced support for stablecoin settlements, allowing businesses to receive funds through USDC, marking a cautious return after abandoning Bitcoin payments in 2018. This move targets the needs of Web3 enterprises, leveraging the low-cost and real-time cross-border settlement advantages of stablecoins to optimize traditional payment processes. Compared to more volatile cryptocurrencies, compliant stablecoins like USDC align better with Stripe's risk preferences while catering to regulatory trends. However, challenges remain: the U.S. SEC's regulatory stance on stablecoins is still unclear, banking partnerships may be limited, and large-scale adoption will require market education. Stripe's entry may promote the adoption of stablecoins in the commercial payment sector, but whether it can truly break the inertia of the traditional financial system remains to be seen.