$USDC
USDC (USD Coin) is a stablecoin backed by the US dollar at a 1:1 ratio, primarily issued by Circle and co-issued by Coinbase. Its main advantage lies in offering the stability of the dollar along with the efficiency of blockchain transactions. Unlike volatile cryptocurrencies like Bitcoin, USDC is designed to maintain a constant value, making it attractive for payments, remittances, digital savings, and trading without the need to leave the crypto ecosystem.
Additionally, USDC has gained relevance in the DeFi (decentralized finance) world for its transparency — with regular audits — and regulatory compliance, which generates trust compared to other less transparent stablecoins. However, its reliance on centralized entities can be seen as a disadvantage for advocates of true decentralization. In summary, USDC combines the stability of fiat money with the efficiency of blockchain technology, becoming a key tool within the digital ecosystem.