#StripeStablecoinAccounts USD Coin (USDC) is a stablecoin pegged to the US dollar, launched in 2018 by Circle and Coinbase through the Centre consortium. Each USDC is backed by reserves in dollars or equivalent assets, ensuring a stable value of approximately 1 USD. Used in decentralized finance (DeFi), fast transfers, and crypto trading, it offers a low-volatility alternative to cryptocurrencies like Bitcoin. Operating on blockchains like Ethereum, Solana, and Polygon, USDC is transparent, with regular audits. Popular for its reliability, it is nonetheless subject to debates on centralization and increasing regulation.