#Stripe稳定币账户

Stripe has announced a significant expansion into stablecoins, offering **Stablecoin Financial Accounts** for businesses in over 100 countries. This new service allows companies to:

* **Hold balances** in dollar-denominated stablecoins like USDC and USDB (a stablecoin from Bridge, a company Stripe acquired).

* **Receive funds** via both traditional (ACH, SEPA) and cryptocurrency rails.

* **Send stablecoins** globally.

**Key features and implications:**

* **Global Accessibility:** Aimed at businesses in regions with volatile currencies, providing a hedge against inflation and easier access to the global economy.

* **Bridge Integration:** The technology from Bridge is central to this offering.

* **USDC and USDB Support:** Initially supporting these two dollar-pegged stablecoins, with plans to add more.

* **Visa Partnership:** Bridge has partnered with Visa to enable the issuance of cards linked to stablecoin wallets, allowing spending at any Visa-accepting merchant. The stablecoins are converted to fiat at the point of sale.

* **Focus on Utility:** Stripe emphasizes the utility of stablecoins for real-world commerce, offering faster settlement, lower costs, and protection against currency fluctuations.

* **Beyond Payments:** This move positions Stripe as a broader financial network, enabling businesses to not only process payments but also hold funds and manage treasury operations with both fiat and crypto assets.

In addition to Stablecoin Financial Accounts, Stripe also offers other crypto-related services, including:

* **Accepting Stablecoin Payments:** Businesses in the US can accept payments in USDC on Ethereum, Solana, and Polygon, with settlement in USD.

* **Fiat-to-Crypto Onramp:** Allows users to purchase cryptocurrencies directly within apps using fiat currencies.

* **Stablecoin Payouts:** Platforms in the US can pay out to connected accounts in USDC.

Overall, Stripe's launch of Stablecoin Financial Accounts marks a significant step towards integrating stablecoins into mainstream business operations