#Stripe稳定币账户 Stripe launches stablecoin account services, allowing businesses to send and receive US dollar stablecoins (such as USDC) directly through APIs, marking a significant step for traditional payment giants to accelerate their presence in the crypto payment ecosystem. This move will reduce cross-border settlement costs and time delays, enhancing the efficiency of fund circulation for B-end businesses, particularly benefiting cross-border e-commerce, Web3 platforms, and high-frequency trading scenarios. On-chain data shows that the circulation of USDC has rebounded, reflecting a recovery in institutional demand. In terms of compliance, Stripe adopts a dual-track model of off-chain reserve auditing and on-chain transparent settlement, aligning with the regulatory framework for crypto assets in the US and Europe (such as MiCA). In the short term, this may stimulate more fintech companies to integrate stablecoin solutions, but attention should be paid to whether Tether (USDT) market share will be squeezed, as well as the stability of cooperation between stablecoin issuers and the banking system. In the long term, the deep integration of traditional finance and crypto payment infrastructure may drive stablecoins to become the new standard for global clearing networks, but the competitive dynamics surrounding central bank digital currencies (CBDCs) remain a key variable.