As of May 2025, Stripe has globally launched stablecoin-based financial accounts and payment features, significantly expanding its services in the cryptocurrency sector.

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🌐 Stripe Stablecoin Account Overview

Stripe's new features allow users to send, receive, and hold USD stablecoin balances in over 100 countries, similar to traditional fiat bank accounts. Currently supported stablecoins include Circle's USDC and Bridge's USDB. These accounts are designed to provide more stable financial tools for countries with high inflation, capital controls, or weak financial infrastructure.

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💸 Stablecoin Payments and Settlements

• Payment Acceptance: Merchants can accept USDC payments, supported blockchains include Ethereum, Solana, and Polygon. Stripe automatically settles these crypto payments into fiat and deposits them into the merchant's Stripe account, eliminating the complexity of managing cryptocurrencies for merchants.

• Fee Structure: A fee of 1.5% is charged per transaction.

• Integration Methods: Integration can be done through Stripe's Checkout, Elements, or directly using the Payment Intents API.

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📤 Stablecoin Payment Functionality

Stripe's Connect platform now supports payments using stablecoins, particularly suitable for freelancers, creators, and service providers.

• Supported Currencies: Currently supports USDC.

• Supported Networks: Base and Polygon networks.

• Wallet Compatibility: Most Ethereum-compatible wallets, such as Coinbase Wallet, can be used.

• Account Setup: Recipients need to link their crypto wallet through the Express Dashboard and set the default currency to USDC.

• Payment Process: The platform uses the Transfers API to convert fiat to USDC and pay it to the recipient's crypto wallet.