May 7, 2025, the U.S. House of Representatives' Financial Services and Agriculture Committees have released a discussion draft of the Digital Asset Market Structure Act of 2025. This draft aims to establish a unified regulatory framework for digital assets, clarifying definitions for digital commodities, stablecoins, self-custody rights, and decentralized finance. It proposes a division of regulatory authority between the Commodity Futures Trading Commission (CFTC) and the Securities and Exchange Commission (SEC), along with a registration mechanism for exchanges, brokers, and custodians. The bill emphasizes consumer protection, innovation promotion, and filling regulatory gaps to consolidate the United States' leadership in the global digital asset market. Decrypt+7PANews+7mitchellnow.com+7
However, a bipartisan hearing scheduled to discuss this draft devolved into political theater, delaying efforts to advance the legislation. This development leaves the crypto market structure in a state of uncertainty. PYMNTS.com
For visual representations and updates on the housing market, including forecasts and trends, you can explore the following resources:Shutterstock
J.P. Morgan's U.S. Housing Market Outlook: This report provides insights into expected house price movements, mortgage rates, and policy impacts on the housing market. Bessemer Trust+1First American Blog - The First Word+1
Housing Market Update in Five Pictures by Bessemer Trust: This article presents key housing market trends through visual data, highlighting aspects like mortgage rates, home prices, and construction activity.
Shutterstock's House Market Trends Photos and Images: A collection of images depicting various aspects of the housing market, useful for visual understanding and presentations. Shutterstock
These resources can provide a comprehensive view of the current state and projections for the U.S. housing market.First American Blog - The First Word+5JPMorgan Chase+5Bessemer Trust+5