#USHouseMarketStructureDraft **Draft: U.S. Housing Market Structure**

The U.S. housing market is structured into three main segments: single-family homes, multi-family units, and manufactured housing. Single-family homes dominate, driven by suburban demand and homeownership incentives. Multi-family housing, including apartments, caters to urban renters and investors. Manufactured housing offers affordable options but faces zoning and financing challenges.

Market dynamics are influenced by interest rates, demographic shifts, and government policies (e.g., tax incentives, zoning laws). Recent trends show rising prices due to low supply and high demand, exacerbated by construction delays and investor activity. Affordable housing shortages remain a critical issue, prompting calls for regulatory reforms and increased construction.