The Wealth Game Rules That Schools Don't Teach You:

1. Please save diligently and invest in market-cap ETFs until you reach 3.5 million. After that, just keep investing, don’t spend recklessly, and stay steady. In three years at the fastest, five years at the slowest, you can break through 10 million.

2. 10 million is not the end point; it’s your entry into the real wealth game. Summon emergency summon beasts for collateral; this is how the rich play, called buying collateral. The market doesn’t teach this, financial books won’t write about it, because banks want lifetime exploited vegetables, not players who know how to turn things around.

3. With assets of 10 million, the bank allows you to borrow 300,000 each year, with an interest rate of about 2.5-3.8%. The interest is directly deducted from this 300,000, which means the bank gives you 25,000 each month to spend.

4. Meanwhile, your QQQ continues to grow at an annualized rate of 14%, and your assets grow like a snowball. At this point, this is called painless strength, but the one paying is the bank, not you.

5. Do you think financial freedom means saving up to 30 million to retire early? Wrong, true financial freedom is letting the bank pay you a salary, so you can enjoy spending money for a lifetime. #交易故事