#USHouseMarketStructureDraft

The U.S. House Market Structure Draft for 2025 outlines strategic reforms to enhance housing affordability and market stability. Key proposals include increasing the conforming loan limit to $806,500 to expand mortgage access and incentivizing construction through zoning reforms and tax credits for first-time buyers. The draft also emphasizes sustainable building practices and the adoption of accessory dwelling units (ADUs) to boost housing density. Technological advancements like AI-driven pricing tools and blockchain-enabled transactions are set to streamline real estate processes. These initiatives aim to address the housing shortage, improve affordability, and modernize the housing market infrastructure (MacDonnell Appraisals, Fast Company).