1. **Staking Centralization** – Few big players (like Lido, Coinbase) control too much ETH, risking censorship.

2. **Layer 2 Fragmentation** – Too many scaling solutions could harm security & usability without interoperability.

3. **AI Risks** – Deepfake scams, smart contract hacks, and market manipulation by AI are growing threats.

4. **Quantum Threat** – Future quantum computers could break crypto security; Ethereum is prepping defenses.

5. **Regulation & Culture** – Bad laws could kill innovation, while crypto’s greed culture hurts real adoption.

**Bonus:** High fees and unfinished upgrades mean Ethereum’s work isn’t done yet.$XRP #BitcoinReserveDeadline #USHouseMarketStructureDraft