#USHouseMarketStructureDraft The term "US House Market Structure Draft" is a proposed plan on how to reform and organize the structure of the housing market in the United States, taking into account historical trends and previous real estate bubbles such as the 2008 crisis, as well as the impact of interest rates, inflation, and demographic factors on the market.
2. Current challenges:
A lack of housing supply, especially for homes.
Rising interest rates and their impact on purchasing power.
Increasing rents in major cities.
An imbalance between supply and demand in multiple areas.
Large investors (such as hedge funds) and their role in market monopolization.
3. Structural goals of the draft:
Enhancing the construction of affordable homes.
Implementing regulatory restrictions on large landlords.
Improving mortgage financing accessibility for middle-class families.
Enhancing transparency in real estate transactions.
4. Proposed policies:
Reforming zoning policies.
Providing tax incentives for builders focusing on affordable housing.
Facilitating mortgage processes through federal programs.
Setting limits on property ownership ratios by investment firms in certain areas.
5. Expected impact:
Increasing market balance.
Reducing disparities in ownership opportunities among different groups.
Alleviating pressure on renters.
Enhancing long-term economic stability.
