The blockchain used by Ripple is one of the solutions developed by Ripple Inc. Among the solutions developed by Ripple Inc.:

RippleNet, which is a separate infrastructure that combines the following three solutions:

xCurrent:

An instant settlement and tracking system for international payments among members of the RippleNet network. Traditional currencies or cryptocurrencies can be traded through xCurrent, and using XRP is not mandatory.

xVia:

A unified communication system aimed at financial institutions.

xRapid:

A payment system that allows for instant currency conversion via XRP. The payment is converted through the national currency, which is then converted to XRP that is sent to the recipient and subsequently converted to the currency of the destination country. This type of solution is faster and more economical, and has already been adopted by many major banks and traditional financial institutions.