#USHouseMarketStructureDraft The newly released #USHouseMarketStructureDraft marks a major milestone for U.S. crypto regulation, aiming to clarify oversight between the SEC and CFTC while offering much-needed certainty for developers and investors. The draft introduces a formal “decentralization test,” defines when a blockchain is considered mature, and opens crypto investment to retail participants by removing wealth barriers. Notably, secondary market sales of digital commodities are excluded from securities laws unless they grant ownership rights, and fully automated DeFi protocols may avoid strict regulation. This comprehensive framework is set to encourage innovation, protect consumers, and address longstanding regulatory gaps in the digital asset space.