The recent legislative proposal in the United States regarding stablecoins marks a milestone in the regulation of the crypto ecosystem. This project aims to clearly define what a stablecoin is, require that they are backed one-to-one by high-quality liquid assets, and grant them legal status as a means of payment. Only regulated issuers will be able to launch these assets, which implies strict licensing and reserve requirements. The main objective is to protect financial security, avoid systemic risks, and ensure transparency for users. Additionally, oversight will fall under federal agencies, strengthening control over the global circulation of currencies linked to the dollar. This regulation could boost user confidence and open new opportunities for the mass adoption of digital assets.
