#USStablecoinBill What is it? and Why should we care as a retail trader?
The U.S. Senate is considering the GENIUS Act (Guiding and Establishing National Innovation for U.S. Stablecoins), a bipartisan bill introduced in February 2025 by Senators Bill Hagerty (R-TN) and Kirsten Gillibrand (D-NY). This legislation aims to establish a federal regulatory framework for stablecoins, digital assets designed to maintain a stable value, typically pegged to the U.S. dollar.
If you're a retail crypto trader, the U.S. stablecoin bill—GENIUS Act—could affect you in several ways:
1. Increased Trust in Stablecoins
Only federally approved issuers can offer stablecoins.