#USStablecoinBill The **US Stablecoin Bill** aims to regulate stablecoins by establishing federal oversight, ensuring transparency, and mandating 1:1 reserve backing. Key provisions include:

- **Issuer Requirements**: Only federally approved banks or non-bank entities can issue stablecoins.

- **Reserve Backing**: Mandates full asset backing with high-quality reserves (cash or short-term Treasuries).

- **Consumer Protection**: Requires regular audits and disclosures to prevent fraud.

- **State vs. Federal Roles**: Balances state-regulated stablecoins with federal oversight for larger issuers.

The bill seeks to stabilize the crypto market, protect investors, and integrate stablecoins into the financial system.