"How to build a profitable crypto portfolio with $100 each month — a simple plan for beginners"
Cryptocurrencies have long ceased to be just a "trendy topic", but a real investment tool. However, many are held back by the thought that large sums are needed. In fact, even with $100 each month, you can build a smart portfolio — the main thing is to act wisely. In this article, I will explain in simple terms how to do it.
1. Why $100 is enough
A method that works even with a small budget is DCA (Dollar-Cost Averaging).
This is when you invest the same amount regularly (for example, $100 each month), regardless of the asset price.
Advantages:
You don’t need to "guess" the best buying moment
Less stress
You can start right now
2. What does a basic crypto portfolio for beginners look like
Here’s an example of a smart distribution of $100 per month:
Why this distribution?
BTC and ETH are the safest assets
Infrastructure coins — support the ecosystem
Trendy ones — have the potential to grow several times, but are riskier
3. How to buy crypto
1. Register on an exchange: Binance, Bybit, WhiteBIT (for Ukraine)
2. Top up your balance: you can do it with a card, P2P, or through exchanges
3. Buy selected tokens: manually or automate through "regular investing"
4. Take assets to a wallet: Trust Wallet or Metamask — it’s safer
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4. Where to store — security above all
Exchange — for buying, but don’t keep there permanently
Hot storage — Trust Wallet, Metamask (convenient)
Cold storage — Ledger or Trezor (maximum security)
The golden rule:
Not your keys — not your crypto.
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5. Why it's important to diversify
Not all coins rise at the same time
Risky tokens may depreciate, but others will cover the losses
You are not dependent on just one project
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6. How to increase profitability
Airdrops: you will receive free tokens for activity (zkSync, Starknet)
Staking: you earn interest for holding (ETH, ADA, SOL)
DeFi protocols: provide profit for providing liquidity (be careful!)
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7. What else should you know
Don't fall for FOMO — don't buy everything just because "everyone is buying"
Don't fall for scams and promises of x100
Regularly read news: Cointelegraph, The Block, X (ex-Twitter)
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8. Conclusion: action plan for beginners
1. Choose an exchange → register
2. Top up the account ($100)
3. Distribute across the portfolio (BTC, ETH, altcoins)
4. Store securely (wallet)
5. Repeat every month (DCA)
6. Learn, keep an eye on the market, adjust the portfolio once a quarter
I recommend buying them — you can easily do this by clicking on the chart.#bitcoin #ETHETFsApproved #Bitcoin❗