#USStablecoinBill

On April 2, 2025, the House Financial Services Committee ordered to be reported an amendment in the nature of a substitute to H.R. 2392, the Stable coin Transparency and Accountability for a Better Ledger Economy (STABLE) Act of 2025. The bill would establish a regulatory framework for stable coins are crypto currencies designed to hold the value of a U.S. dollar. Proponents argue that stablecoins help the U.S. preserve the global importance of the dollar, while allowing people worldwide to transact more freely, cheaply, and securely.The bill would require federal and state regulators to issue tailored capital, liquidity, and risk management rules for federal and state stablecoin issuers, but it exempts stablecoin issuers from the regulatory capital standards applied to traditional banks.