#USStablecoinBill

The U.S. Stablecoin Bill has reignited debate across the crypto space as lawmakers attempt to establish a clear regulatory framework for dollar-backed digital assets. The bill, backed by members of both parties, proposes that only institutions with federal or state charters can issue stablecoins—aiming to ensure consumer protection and financial stability. Critics argue it could stifle innovation by sidelining decentralized projects and placing too much power in the hands of traditional banks. Supporters say it’s a crucial step to prevent another Terra-style collapse. The bill also mandates strict 1:1 asset backing and real-time disclosures, which could boost transparency. If passed, this legislation may pave the way for mass adoption of stablecoins in the U.S. financial system, possibly triggering a global ripple effect in how stable digital currencies are governed.