#美国稳定币法案 Proposer: Introduced by Representatives Bryan Steil and French Hill.

• Regulatory Focus: Focused on payment stablecoins, specifying that they must be used as a means of payment or settlement, priced in national currency, and issuers must commit to a fixed amount for exchange.

• Issuer Requirements: Includes approved insured depository institution subsidiaries, federally certified non-bank payment stablecoin issuers, and state-certified payment stablecoin issuers.

• Reserve Requirements: Issuers must hold reserves not less than 100% of the total outstanding stablecoins, such as cash in USD, deposits at Federal Reserve Banks, and short-term U.S. Treasury securities.