$USDC is a type of stablecoin designed to maintain a stable value, pegged to the US dollar at a 1:1 ratio. Issued by Circle and Coinbase, it operates on blockchains such as Ethereum, offering fast transaction speeds and low costs. This currency is backed by reserve assets, primarily cash and short-term bonds, ensuring transparency through regular audit reports. Users use it for trading, international money transfers, or participating in decentralized finance (DeFi) applications without worrying about price volatility. Due to its stability, it has become a popular choice in e-commerce and cryptocurrency investment. With the development of blockchain technology, this stablecoin is increasingly being integrated into payment platforms, providing significant utility to users worldwide.