#AirdropSafetyGuide

XRP is a digital currency created by Ripple Labs to enable fast and low-cost international money transfers. Unlike Bitcoin, XRP uses a consensus ledger instead of mining, making transactions much faster and energy-efficient. Banks and financial institutions use Ripple’s network to settle cross-border payments in seconds, reducing costs and delays. XRP has gained attention for its scalability and ability to handle over 1,500 transactions per second. However, it has faced legal challenges, particularly a lawsuit by the U.S. SEC, raising questions about its regulatory future. Despite this, XRP remains one of the top cryptocurrencies by market capitalization$XRP