$BTC world of cryptocurrencies, various theories abound, but one of the latest draws particular attention: what if behind the scenes the United States government and Ripple Labs struck a significant deal? And what if this deal involved the adoption of $XRP as one of the main forms of payment, potentially even replacing cash in certain contexts? This intriguing idea has spawned speculation that this secret agreement could be the reason for the delay in the approval of spot Bitcoin and Ethereum ETFs by the U.S. Securities and Exchange Commission (SEC).