#数字资产法案

The 'Digital Asset Act' aims to establish a legal regulatory framework for cryptocurrencies and blockchain assets, clarifying the classification standards for digital assets (securities, payment, or commodities), and regulating the compliance obligations of exchanges, custodians, and issuers. The act requires the implementation of anti-money laundering (AML) measures and user identity verification (KYC) to protect investors' rights, while delineating the responsibilities of regulatory agencies to avoid overlapping jurisdiction. Its core objective is to balance innovation and risk, attract institutional capital through legal certainty, and curb market manipulation and fraud. The focal point of contention revolves around how decentralized finance (DeFi) applies traditional financial regulatory logic and the compliance treatment of privacy coins. This act may become a reference paradigm for global digital asset legislation.