#稳定币日常支付 stablecoins are a type of cryptocurrency that is pegged to fiat currencies (such as the US dollar or Chinese yuan) and has a stable price, making them suitable for daily payments. Compared to traditional electronic payments, stablecoins offer advantages such as fast transfer speeds, low fees, and barrier-free cross-border transactions. Users can send stablecoins like USDT or USDC through digital wallets, completing payments in seconds without the need for bank intervention. Merchants can also receive and use funds immediately, with no risk of exchange rate fluctuations. In countries with severe inflation or inadequate banking services, stablecoins have become commonly used tools for daily payments. However, users should be mindful of compliance and wallet security; reasonable use can enhance payment efficiency and financial freedom.