Stablecoins, such as #稳定币日常支付 , are quietly penetrating everyday payment scenarios as a bridge connecting cryptocurrencies and traditional finance. Their characteristic of being pegged to fiat currencies (like the US dollar) avoids the risk of cryptocurrency price volatility while combining the efficiency and low-cost advantages of blockchain payments. Users can complete online shopping, cross-border transfers, bill payments, etc., using stablecoins like USDC and USDT through wallets, with funds arriving in as little as minutes and transaction fees being only 1/10 of traditional bank wire transfers. Data from 2025 shows that over 3 million merchants worldwide accept stablecoin payments, with a yearly usage increase of 45% in active cross-border trade areas such as Southeast Asia and Latin America. Due to their compliance (such as USDC being regulated in the United States) and technological adaptability, stablecoins have become a flexible choice for everyday payments in the digital age, promoting the realization of 'borderless payments'.