$USDC JPMorgan, Goldman Sachs, and others are accelerating blockchain pilots to bypass SWIFT’s delays and fees. Ripple’s XRP, already facilitating **hundreds of institutional cross-border transactions daily**, is emerging as a frontrunner for real-time settlements. Meanwhile, Trump-linked initiatives like the **USD1 stablecoin** aim to bridge traditional finance with DeFi, offering regulators a “compliant” on-ramp for digital asset adoption.