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In Europe, the use of stablecoins for payments is actively evolving, especially as the MiCA regulation is set to come into effect in 2024.

Some key points:

- Switzerland: One of the most crypto-friendly regions. In some cantonal administrations, taxes can be paid using Bitcoin and stablecoins.

- Germany: Cryptocurrencies are fully legal here, and some stores are already accepting USDC and other stable assets.

- Spain and Portugal: Gaining momentum in crypto payments, especially among small businesses.

- France: Some restaurants and shops have started accepting cryptocurrencies, but regulation remains strict.