In recent years, the crypto market has seen its ups and downs. Many people say it is a bubble, but I believe that those who truly understand this space will realize that crypto is not just for trading coins. It represents a reimagining of the entire financial system—no longer relying on banks to queue for account openings, with ridiculously high cross-border transfer fees, and many people not even being able to access basic financial services. Now, Web3 banks like Vaulta are beginning to connect crypto with the real world, making the flow of funds as simple as sending a message. Perhaps it is still early, but I believe that in a few years, such products will become the wallets and banks that everyone uses daily.