refers to the use of stablecoins—cryptocurrencies pegged to stable assets like the US dollar—for making payments. Unlike traditional cryptocurrencies, stablecoins minimize price volatility, making them ideal for everyday transactions. They offer fast and low-cost international transfers, financial inclusion for unbanked populations, and real-time settlement without intermediaries. Businesses benefit from lower transaction fees and global reach. Popular stablecoins include USDT, USDC, and DAI. With the growing adoption, payments with stablecoins are transforming the digital economy by combining the advantages of cryptocurrencies with price stability. However, regulatory clarity and security remain key challenges for widespread use and long-term trust in these payment solutions.
