**$USDC (USD Coin)** is a **stablecoin** backed by the dollar, issued by Circle and regulated in the USA. Each USDC is backed by reserves in dollars and short-term securities, ensuring **1:1 with the USD**.

**Is it worth investing?**

- **Pros:** Safe to protect capital against cryptocurrency volatility, useful for quick trades and receiving passive income via staking (on some platforms).

- **Cons:** It is not a proper investment, as it does not appreciate – it only preserves value. Risks include regulatory (like the case of USDC losing parity in 2023) and counterparty (solvency of Circle).

**Conclusion:** Good for **capital preservation** and operations in the crypto market, but not for generating significant returns.